{"id":1571,"date":"2026-07-21T17:39:58","date_gmt":"2026-07-21T08:39:58","guid":{"rendered":"https:\/\/est.haro-inc.com\/?p=1571"},"modified":"2026-07-21T17:51:03","modified_gmt":"2026-07-21T08:51:03","slug":"vietnam-insurance","status":"publish","type":"post","link":"https:\/\/est.haro-inc.com\/ko\/social-insurance-ko\/vietnam-insurance\/","title":{"rendered":"\ubca0\ud2b8\ub0a8\uc758 \uc0ac\ud68c\ubcf4\ud5d8 \uac00\uc785 \uae30\uc900\uacfc \uacc4\uc0b0 \ubc29\ubc95"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\ubca0\ud2b8\ub0a8\uc5d0\uc11c\ub294 \uc0ac\ud68c\ubcf4\ud5d8\uff08BHXH\uff09, \uc758\ub8cc\ubcf4\ud5d8\uff08BHYT\uff09, \uc2e4\uc5c5\ubcf4\ud5d8\uff08BHTN\uff09\uc758 3\uac00\uc9c0 \ubcf4\ud5d8 \uc81c\ub3c4\uac00 \uc815\ube44\ub418\uc5b4 \uc788\uc73c\uba70, \uae30\uc5c5\uacfc \uc9c1\uc6d0 \uc591\uce21\uc5d0 \uac00\uc785 \uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4.<br>\uc77c\ubcf8\uacc4 \uae30\uc5c5\uc5d0\uac8c\ub294 \u300c\ub204\uac00 \uac00\uc785 \ub300\uc0c1\uc774 \ub418\ub294\uac00\u300d \u300c\uc5b4\ub290 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uacc4\uc0b0\ud558\ub294\uac00\u300d\uac00 \uc774\ud574\ud558\uae30 \uc5b4\ub824\uc6cc \uc2e4\ubb34\uc0c1\uc758 \uace0\ubbfc\uac70\ub9ac\uac00 \ub418\uae30 \uc27d\uc2b5\ub2c8\ub2e4.<br>\ubcf8 \uae30\uc0ac\uc5d0\uc11c\ub294 \ubca0\ud2b8\ub0a8\uc758 \uc0ac\ud68c\ubcf4\ud5d8\uc5d0 \ub300\ud574 <span class=\"swl-inline-color has-swl-deep-01-color\"><strong>\uac00\uc785 \uae30\uc900<\/strong>\uacfc <strong>\uacc4\uc0b0 \ubc29\ubc95<\/strong><\/span>\uc744 \uc911\uc2ec\uc73c\ub85c \uc815\ub9ac\ud558\uace0, \uc77c\ubcf8 \uae30\uc5c5\uc774 \uc54c\uc544\ub450\uc5b4\uc57c \ud560 \ud3ec\uc778\ud2b8\ub97c \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \ubca0\ud2b8\ub0a8 \uc0ac\ud68c\ubcf4\ud5d8\uc758 \uac00\uc785 \ub300\uc0c1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uba3c\uc800 \u300c\ub204\uac00 \uc0ac\ud68c\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c \ud558\ub294\uac00\u300d\ub97c \ud655\uc778\ud569\ub2c8\ub2e4. \uae30\ubcf8\uc801\uc778 \uac1c\ub150\uc740 \ubca0\ud2b8\ub0a8 \uae30\uc5c5\uacfc \uc77c\uc815 \uae30\uac04 \uc774\uc0c1\uc758 \uadfc\ub85c\uacc4\uc57d\uc744 \ub9fa\uace0 \uc788\ub294 \uc9c1\uc6d0\uc774 \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1-1. \uae30\ubcf8\uc801\uc778 \uac00\uc785 \ub300\uc0c1\uc790<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\uadfc\ub85c\uacc4\uc57d\uc774 1\ub144 \uc774\uc0c1\uc778 \uc9c1\uc6d0<\/li>\n\n\n\n<li>\uadfc\ub85c\uacc4\uc57d\uc774 3\uac1c\uc6d4 \uc774\uc0c1\uc778 \uc9c1\uc6d0\uff08\ub2e8\uae30 \uacc4\uc57d \ud3ec\ud568\uff09<\/li>\n\n\n\n<li>\ud480\ud0c0\uc784 \ub85c\uceec \uc2a4\ud0dc\ud504<\/li>\n\n\n\n<li>\uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \uc678\uad6d\uc778 \uadfc\ub85c\uc790\uff08\uc8fc\uc7ac\uc6d0 \ud3ec\ud568\uff09<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-fz u-fz-l\">\ud3ec\uc778\ud2b8\uff1a<\/span><\/strong><br>\uc6d0\uce59\uc801\uc73c\ub85c <span class=\"swl-marker mark_orange\"><strong>&nbsp;3\uac1c\uc6d4 \uc774\uc0c1\uc758 \uadfc\ub85c\uacc4\uc57d<\/strong><\/span>&nbsp;\uc774 \uc788\ub294 \uc9c1\uc6d0\uc740 \uc0ac\ud68c\ubcf4\ud5d8 \uac00\uc785 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4. \ud30c\ud2b8\ud0c0\uc784\uc774\ub098 \ub2e8\uae30 \uacc4\uc57d\uc758 \uacbd\uc6b0\uc5d0\ub3c4 \uacc4\uc57d \ud615\ud0dc\uc5d0 \ub530\ub77c \ub300\uc0c1\uc774 \ub418\ub294 \uacbd\uc6b0\uac00 \uc788\uc73c\ubbc0\ub85c, \uadfc\ub85c\uacc4\uc57d\uc11c\uc758 \ub0b4\uc6a9\uc744 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. \uc678\uad6d\uc778\uff08\uc8fc\uc7ac\uc6d0\uff09\uc758 \uc0ac\ud68c\ubcf4\ud5d8 \uac00\uc785 \uc758\ubb34<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2018\ub144\uc758 \uc815\ub839 143\ud638\uc5d0 \uc758\ud574, \uc77c\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \uc678\uad6d\uc778 \uadfc\ub85c\uc790\ub3c4 \ubca0\ud2b8\ub0a8 \uc0ac\ud68c\ubcf4\ud5d8 \uac00\uc785 \ub300\uc0c1\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \uc77c\ubcf8\uc778 \uc8fc\uc7ac\uc6d0 \ub4f1\uc5d0\ub294 \uc608\uc678\ub3c4 \uc788\uc5b4, \ud310\uc815\uc744 \uc798\ubabb\ud558\uba74 \ub9ac\uc2a4\ud06c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2-1. \uac00\uc785\uc774 \ud544\uc694\ud55c \uc8fc\uc694 \uc0ac\ub840<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_caution\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\uc720\ud6a8\ud55c \ub178\ub3d9 \ud5c8\uac00\uc99d\uff08Work Permit\uff09\uc744 \uac00\uc9c0\uace0 \uc788\uc74c<\/li>\n\n\n\n<li>\ubca0\ud2b8\ub0a8 \uae30\uc5c5\uacfc \uc9c1\uc811 \uadfc\ub85c\uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uace0 \uc788\uc74c<\/li>\n\n\n\n<li>\uae09\uc5ec \uc9c0\uae09\uc774 \ubca0\ud2b8\ub0a8 \uce21\uc5d0\uc11c \ubc1c\uc0dd\ud558\uace0 \uc788\uc74c<\/li>\n\n\n\n<li>\uacc4\uc57d \uae30\uac04\uc774 \uc77c\uc815 \uae30\uac04\uff08\uc608: 1\ub144 \uc774\uc0c1 \ub4f1\uff09 \uc9c0\uc18d\ub418\ub294 \uac83\uc744 \uc804\uc81c\ub85c \ud568<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">2-2. \uac00\uc785\uc774 \ubd88\ud544\uc694\ud55c \ub300\ud45c \uc0ac\ub840<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\uc77c\ubcf8\uc758 \uc0ac\ud68c\ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uace0, \uc774\ub97c \uc99d\uba85\ud558\ub294 \uc11c\ub958\uff08A1 \uc591\uc2dd \ub4f1\uff09\uac00 \uc788\uc74c<\/li>\n\n\n\n<li>\uc77c\ubcf8 \ubcf8\uc0ac\uc640\ub9cc \uace0\uc6a9 \uacc4\uc57d\uc744 \ub9fa\uace0, \ubca0\ud2b8\ub0a8 \uae30\uc5c5\uacfc\ub294 \uc9c1\uc811 \uacc4\uc57d\ud558\uc9c0 \uc54a\uc74c<\/li>\n\n\n\n<li>\ub2e8\uae30 \ud504\ub85c\uc81d\ud2b8 \ud30c\uacac \ub4f1, \ub178\ub3d9 \ud5c8\uac00\uc99d\uc758 \uae30\uac04\uc774 \uc9e7\uc544 \uc9c0\uc18d \uace0\uc6a9\uc744 \uc0c1\uc815\ud558\uc9c0 \uc54a\uc74c<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-fz u-fz-l\"><span class=\"swl-inline-color has-swl-deep-01-color\">\uc8fc\uc758\uff1a<\/span><\/span><\/strong><br>\uc8fc\uc7ac\uc6d0\uc758 \ucde8\uae09\uc740 \uadfc\ub85c\uacc4\uc57d\uc758 \ud615\ud0dc\ub098 \uc0ac\ud68c\ubcf4\ud5d8 \uc774\uc911 \uac00\uc785 \ud68c\ud53c \ud611\uc815 \ub4f1, \uac1c\ubcc4 \ud310\ub2e8\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ud604\uc9c0 \ud68c\uacc4\uc0ac\ubb34\uc18c\ub098 \uc804\ubb38\uac00\uc640 \uc5f0\uacc4\ud558\uc5ec \ubc29\uce68\uc744 \uc815\ub9ac\ud574 \ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. \uc0ac\ud68c\ubcf4\ud5d8\u30fb\uc758\ub8cc\ubcf4\ud5d8\u30fb\uc2e4\uc5c5\ubcf4\ud5d8\uc758 \uad6c\uc131<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubca0\ud2b8\ub0a8\uc758 \uacf5\uc801 \ubcf4\ud5d8 \uc81c\ub3c4\ub294 \ud06c\uac8c \ub2e4\uc74c 3\uac00\uc9c0\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"est-article__table-wrapper\">\n        <table class=\"est-article__table\">\n          <thead>\n            <tr>\n              <th>\uad6c\ubd84<\/th>\n              <th>\uc57d\uce6d<\/th>\n              <th>\uc8fc\uc694 \ubaa9\uc801<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <td>\uc0ac\ud68c\ubcf4\ud5d8<\/td>\n              <td>BHXH<\/td>\n              <td>\ub178\ub839\u30fb\uc9c8\ubcd1\u30fb\ucd9c\uc0b0\u30fb\uc0b0\uc7ac\u30fb\uc0ac\ub9dd \ub4f1\uc5d0 \ub300\ube44\ud55c \uae09\uc5ec<\/td>\n            <\/tr>\n            <tr>\n              <td>\uc758\ub8cc\ubcf4\ud5d8<\/td>\n              <td>BHYT<\/td>\n              <td>\uc758\ub8cc\ube44 \uc77c\ubd80 \ubd80\ub2f4 \uacbd\uac10<\/td>\n            <\/tr>\n            <tr>\n              <td>\uc2e4\uc5c5\ubcf4\ud5d8<\/td>\n              <td>BHTN<\/td>\n              <td>\uc2e4\uc5c5 \uc2dc \uae09\uc5ec \ubc0f \uc9c1\uc5c5 \ud6c8\ub828 \uc9c0\uc6d0<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub4e4 3\uac00\uc9c0 \ubcf4\ud5d8\uc5d0 \ub300\ud574 \uc9c1\uc6d0\uacfc \ud68c\uc0ac\uac00 \uac01\uac01 \uc815\ud574\uc9c4 \ube44\uc728\ub85c \ubcf4\ud5d8\ub8cc\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. \ubcf4\ud5d8\ub8cc\uc758 \ubd80\ub2f4 \ube44\uc728\uacfc \ub300\uc0c1 \uae09\uc5ec<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\ud68c\ubcf4\ud5d8\ub8cc\uc758 \uacc4\uc0b0\uc740 <span class=\"swl-marker mark_orange\"><strong>\u300c\uc0ac\ud68c\ubcf4\ud5d8 \ub300\uc0c1 \uae09\uc5ec\uff08Insurance Salary\uff09\u300d<\/strong><\/span>&nbsp;\ub77c\uace0 \ubd88\ub9ac\ub294 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uc2e4\uc2dc\ud569\ub2c8\ub2e4. \uc774 \ub300\uc0c1 \uae09\uc5ec\uc5d0 \ub300\ud574 \ubc95\ub960\ub85c \uc815\ud574\uc9c4 \ube44\uc728\uc744 \uacf1\ud558\uc5ec \ubcf4\ud5d8\ub8cc\ub97c \uacc4\uc0b0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4-1. \uc9c1\uc6d0\u30fb\ud68c\uc0ac \uac01\uac01\uc758 \ubd80\ub2f4 \ube44\uc728\uff08\ub300\ud45c \uc0ac\ub840\uff09<\/h3>\n\n\n\n<div class=\"est-article__table-wrapper\">\n        <table class=\"est-article__table\">\n          <thead>\n            <tr>\n              <th>\uad6c\ubd84<\/th>\n              <th>\uc9c1\uc6d0 \ubd80\ub2f4<\/th>\n              <th>\ud68c\uc0ac \ubd80\ub2f4<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <td>\uc0ac\ud68c\ubcf4\ud5d8\uff08BHXH\uff09<\/td>\n              <td>8%<\/td>\n              <td>17.5%<\/td>\n            <\/tr>\n            <tr>\n              <td>\uc758\ub8cc\ubcf4\ud5d8\uff08BHYT\uff09<\/td>\n              <td>1.5%<\/td>\n              <td>3%<\/td>\n            <\/tr>\n            <tr>\n              <td>\uc2e4\uc5c5\ubcf4\ud5d8\uff08BHTN\uff09<\/td>\n              <td>1%<\/td>\n              <td>1%<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">4-2. \ub300\uc0c1\uc774 \ub418\ub294 \uc218\ub2f9\u30fb\ub418\uc9c0 \uc54a\ub294 \uc218\ub2f9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\uc0c1 \uae09\uc5ec\uc5d0 \ud3ec\ud568\ud574\uc57c \ud560\uc9c0 \uc5ec\ubd80\ub294 \uae30\uc5c5\uc758 \uae09\uc5ec \uaddc\uc815\uc774\ub098 \ubc95\ub839 \ud574\uc11d\uc5d0 \ub530\ub77c \ud310\ub2e8\ub429\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc778 \uc608\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ub300\uc0c1\uc774 \ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc740 \uc218\ub2f9<\/h4>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\uae30\ubcf8\uae09<\/li>\n\n\n\n<li>\uc9c1\ubb34 \uc218\ub2f9\u30fb\ucc45\uc784 \uc218\ub2f9<\/li>\n\n\n\n<li>\uc9c1\ucc45 \uc218\ub2f9<\/li>\n\n\n\n<li>\uae30\ub2a5 \uc218\ub2f9\u30fb\uadfc\ubb34 \uc218\ub2f9 \ub4f1<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\ub300\uc0c1 \uc678\uac00 \ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc740 \uc218\ub2f9<\/h4>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_caution\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\uc2dd\ub300 \uc218\ub2f9<\/li>\n\n\n\n<li>\uad50\ud1b5 \uc218\ub2f9<\/li>\n\n\n\n<li>\uc8fc\ud0dd \uc218\ub2f9<\/li>\n\n\n\n<li>\uc804\ud654\u30fb\ud1b5\uc2e0 \uc218\ub2f9<\/li>\n\n\n\n<li>\ubcf4\ub108\uc2a4\uff08\uc77c\uc2dc\uae08\uff09<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-fz u-fz-l\"><span class=\"swl-inline-color has-swl-deep-01-color\">\uc8fc\uc758\uff1a<\/span><\/span><\/strong><br>\uc5b4\ub290 \uc218\ub2f9\uc744 \ub300\uc0c1\uc73c\ub85c \ud560\uc9c0\ub97c \uc560\ub9e4\ud55c \ucc44\ub85c \uc6b4\uc6a9\ud558\uba74, \ub098\uc911\uc5d0 \u300c\uacfc\ub2e4 \uc9d5\uc218\u300d \u300c\ubd80\uc871 \uc9d5\uc218\u300d\uac00 \ubc1c\uac01\ub418\ub294 \uc6d0\uc778\uc774 \ub429\ub2c8\ub2e4. \uc0ac\ub0b4 \uaddc\uc815\uc5d0 \uba85\uae30\ud558\uace0, \ud68c\uacc4\uc0ac\ubb34\uc18c\ub098 \uc138\ubb34 \uc5b4\ub4dc\ubc14\uc774\uc800\uc640\ub3c4 \uc778\uc2dd\uc744 \ub9de\ucdb0 \ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. \uc0ac\ud68c\ubcf4\ud5d8\ub8cc\uc758 \uacc4\uc0b0 \ubc29\ubc95<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5ec\uae30\uc11c\ubd80\ud130\ub294 \uad6c\uccb4\uc801\uc778 \uacc4\uc0b0\uc2dd\uc744 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uba3c\uc800 \uc9c1\uc6d0 \ubd80\ub2f4\ubd84\uacfc \ud68c\uc0ac \ubd80\ub2f4\ubd84\uc758 \uae30\ubcf8\uc801\uc778 \uacc4\uc0b0\uc2dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5-1. \uc9c1\uc6d0 \ubd80\ub2f4\ubd84\uc758 \uacc4\uc0b0\uc2dd<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-bg_grid has-border -border02\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<pre class=\"wp-block-preformatted\">\uc0ac\ud68c\ubcf4\ud5d8\uff08BHXH\uff09 \uff1d \ub300\uc0c1 \uae09\uc5ec \u00d7 8%\n\uc758\ub8cc\ubcf4\ud5d8\uff08BHYT\uff09 \uff1d \ub300\uc0c1 \uae09\uc5ec \u00d7 1.5%\n\uc2e4\uc5c5\ubcf4\ud5d8\uff08BHTN\uff09 \uff1d \ub300\uc0c1 \uae09\uc5ec \u00d7 1%<\/pre>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">5-2. \ud68c\uc0ac \ubd80\ub2f4\ubd84\uc758 \uacc4\uc0b0\uc2dd<\/h3>\n\n\n\n<div class=\"wp-block-group has-border -border02 is-style-bg_grid\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<pre class=\"wp-block-preformatted\">\uc0ac\ud68c\ubcf4\ud5d8\uff08BHXH\uff09 \uff1d \ub300\uc0c1 \uae09\uc5ec \u00d7 17.5%\n\uc758\ub8cc\ubcf4\ud5d8\uff08BHYT\uff09 \uff1d \ub300\uc0c1 \uae09\uc5ec \u00d7 3%\n\uc2e4\uc5c5\ubcf4\ud5d8\uff08BHTN\uff09 \uff1d \ub300\uc0c1 \uae09\uc5ec \u00d7 1%<\/pre>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2e4\ubb34\uc0c1\uc73c\ub85c\ub294 \uc774 \uae08\uc561\ub4e4\uc744 \uae09\uc5ec \uacc4\uc0b0 \uc2dc\uc2a4\ud15c\uc774\ub098 Excel\ub85c \uc790\ub3d9 \uacc4\uc0b0\ud558\uc5ec, \ub9e4\uc6d4 \uae09\uc5ec \uba85\uc138 \ubc0f \uc815\ubd80\uc5d0 \ub300\ud55c \uc2e0\uace0\u30fb\ub0a9\ubd80\uc5d0 \ubc18\uc601\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. \uacc4\uc0b0 \uc608: \ub300\uc0c1 \uae09\uc5ec 10,000,000 VND\uc758 \uacbd\uc6b0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\uc0c1 \uae09\uc5ec\uac00 10,000,000 VND\uc778 \uc9c1\uc6d0\uc744 \uc608\ub85c, \uc9c1\uc6d0 \ubd80\ub2f4\ubd84\uacfc \ud68c\uc0ac \ubd80\ub2f4\ubd84\uc744 \uc2dc\uc0b0\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6-1. \uc9c1\uc6d0 \ubd80\ub2f4\ubd84<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>\uc0ac\ud68c\ubcf4\ud5d8\uff08BHXH\uff098%\uff1a<strong>800,000 VND<\/strong><\/li>\n\n\n\n<li>\uc758\ub8cc\ubcf4\ud5d8\uff08BHYT\uff091.5%\uff1a<strong>150,000 VND<\/strong><\/li>\n\n\n\n<li>\uc2e4\uc5c5\ubcf4\ud5d8\uff08BHTN\uff091%\uff1a<strong>100,000 VND<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span class=\"swl-marker mark_orange\"><strong>\uc9c1\uc6d0 \ubd80\ub2f4 \ud569\uacc4\uff1a1,050,000 VND<\/strong><\/span><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">6-2. \ud68c\uc0ac \ubd80\ub2f4\ubd84<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>\uc0ac\ud68c\ubcf4\ud5d8\uff08BHXH\uff0917.5%\uff1a<strong>1,750,000 VND<\/strong><\/li>\n\n\n\n<li>\uc758\ub8cc\ubcf4\ud5d8\uff08BHYT\uff093%\uff1a<strong>300,000 VND<\/strong><\/li>\n\n\n\n<li>\uc2e4\uc5c5\ubcf4\ud5d8\uff08BHTN\uff091%\uff1a<strong>100,000 VND<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span class=\"swl-marker mark_orange\"><strong>\ud68c\uc0ac \ubd80\ub2f4 \ud569\uacc4\uff1a2,150,000 VND<\/strong><\/span><\/p>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ucc98\ub7fc \ub300\uc0c1 \uae09\uc5ec\uac00 \uac19\uc544\ub3c4 \uc9c1\uc6d0\uacfc \ud68c\uc0ac\uac00 \ubd80\ub2f4\ud558\ub294 \uae08\uc561\uc740 \ud06c\uac8c \ub2e4\ub985\ub2c8\ub2e4. \uc778\uac74\ube44 \uc2dc\ubbac\ub808\uc774\uc158\uc774\ub098 \uae09\uc5ec \ud14c\uc774\ube14 \uc124\uacc4 \uc2dc\uc5d0\ub294 \uc0ac\ud68c\ubcf4\ud5d8\ub8cc\ub97c \ud3ec\ud568\ud55c \ucd1d\ube44\uc6a9\uc744 \ud30c\uc545\ud574 \ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">7. \uac00\uc785 \ub204\ub77d\u30fb\uacc4\uc0b0 \uc2e4\uc218\ub85c \ubc1c\uc0dd\ud558\uae30 \uc26c\uc6b4 \ubb38\uc81c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\ud68c\ubcf4\ud5d8\uc758 \uac00\uc785 \uae30\uc900\uc774\ub098 \ub300\uc0c1 \uae09\uc5ec \uc124\uc815\uc744 \uc798\ubabb\ud558\uba74, \ub2e4\uc74c\uacfc \uac19\uc740 \ubb38\uc81c\ub85c \uc774\uc5b4\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_caution\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\uac00\uc785 \ub204\ub77d\uc774 \ubc1c\uac01\ub418\uc5b4, \uba87 \uac1c\uc6d4\u301c\uba87 \ub144\ubd84\uc758 \ubcf4\ud5d8\ub8cc\ub97c \ud55c\uaebc\ubc88\uc5d0 \uc18c\uae09 \ub0a9\ubd80\ud558\uac8c \ub428<\/li>\n\n\n\n<li>\ub300\uc0c1 \uc678 \uc218\ub2f9\uae4c\uc9c0 \ud3ec\ud568\ud574 \uacc4\uc0b0\ud574 \ubc84\ub824, \uc9c1\uc6d0\uc73c\ub85c\ubd80\ud130 \ud658\uae09 \uc694\uad6c\uac00 \ub098\uc634<\/li>\n\n\n\n<li>\uc8fc\uc7ac\uc6d0\uc758 \ucde8\uae09\uc744 \uc798\ubabb\ud558\uc5ec, \uc138\ubb34\uc870\uc0ac\uc5d0\uc11c \uc9c0\uc801\uc744 \ubc1b\uc74c<\/li>\n\n\n\n<li>\uae09\uc5ec \uaddc\uc815 \uac1c\uc815 \ud6c4\uc5d0\ub3c4 \uc0ac\ud68c\ubcf4\ud5d8 \uc124\uc815\uc744 \uc7ac\uac80\ud1a0\ud558\uc9c0 \uc54a\uc544, \uacc4\uc0b0 \ub85c\uc9c1\uc774 \uc2e4\ud0dc\uc5d0 \ub9de\uc9c0 \uc54a\uc74c<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span class=\"swl-fz u-fz-l\">\ud3ec\uc778\ud2b8\uff1a<\/span><\/strong><br>\uc0ac\ud68c\ubcf4\ud5d8\uc740 <strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u300c\ud55c \ubc88 \uc124\uc815\ud558\uba74 \ub05d\u300d\uc774 \uc544\ub2c8\ub77c, \uae09\uc5ec \uaddc\uc815\uc774\ub098 \ubc95 \uac1c\uc815\uc5d0 \ub9de\ucdb0 \uc815\uae30\uc801\uc73c\ub85c \uc7ac\uac80\ud1a0\ud560 \ud544\uc694\uac00 \uc788\ub294<\/span><\/strong> \uc601\uc5ed\uc785\ub2c8\ub2e4. \uc124\uc815\uc774\ub098 \uc6b4\uc6a9\uc774 \uc18d\uc778\ud654\ub418\uc5b4 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub294 \ud2b9\ud788 \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 id=\"index_id16\" class=\"wp-block-heading\">8. \uc815\ub9ac: \uc81c\ub3c4 \uc774\ud574\uc640 \uc6b4\uc6a9 \uaddc\uc815\uc758 \ud45c\uc900\ud654\uac00 \uc5f4\uc1e0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubca0\ud2b8\ub0a8\uc758 \uc0ac\ud68c\ubcf4\ud5d8 \uac00\uc785 \uae30\uc900\uacfc \uacc4\uc0b0 \ubc29\ubc95\uc740 \uc77c\ubcf8\uacfc\ub294 \ub2e4\ub978 \uc804\uc81c\ub098 \ub85c\uceec \uaddc\uc815\uc774 \ub9ce\uc544,<br>\ucc98\uc74c \ub2f4\ub2f9\ud558\ub294 \ubd84\uc5d0\uac8c\ub294 \uc774\ud574\ud558\uae30 \uc5b4\ub824\uc6b4 \ubd80\ubd84\uc774 \uc801\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<br>\uadf8\ub7ec\ub098 \ud3ec\uc778\ud2b8\ub97c \uc815\ub9ac\ud558\uba74,<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\uac00\uc785 \ub300\uc0c1\uc740 \u300c\uacc4\uc57d \uae30\uac04\u300d\uacfc \u300c\uace0\uc6a9 \ud615\ud0dc\u300d\ub85c \ud310\ub2e8\ud55c\ub2e4<\/li>\n\n\n\n<li>\ub300\uc0c1 \uae09\uc5ec\uc5d0 \ud3ec\ud568\ud560 \uc218\ub2f9\uc744 \uc0ac\ub0b4 \uaddc\uc815\uc73c\ub85c \uba85\ud655\ud788 \uc815\uc758\ud55c\ub2e4<\/li>\n\n\n\n<li>\uc9c1\uc6d0\u30fb\ud68c\uc0ac\uc758 \ubd80\ub2f4 \ube44\uc728\uacfc \uacc4\uc0b0 \ub85c\uc9c1\uc744 \ud45c\uc900\ud654\ud55c\ub2e4<\/li>\n\n\n\n<li>\uc8fc\uc7ac\uc6d0 \ub4f1 \uc608\uc678 \uc0ac\ub840\ub294 \uc804\ubb38\uac00\uc640 \ubc29\uce68\uc744 \uc815\ud574 \ub454\ub2e4<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\uc640 \uac19\uc740 \uc2ec\ud50c\ud55c \uaddc\uc815\uc73c\ub85c \uc815\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc81c\ub3c4\uc758 \uc774\ud574\uc640 \ub3d9\uc2dc\uc5d0, <span class=\"swl-marker mark_orange\"><strong>\u300c\ub204\uac00 \ubd10\ub3c4 \ub3d9\uc77c\ud558\uac8c \uacc4\uc0b0\ud560 \uc218 \uc788\ub294 \uad6c\uc870\u300d<\/strong><\/span>\ub97c \ub9cc\ub4dc\ub294 \uac83\uc774,<br>\ubca0\ud2b8\ub0a8 \uac70\uc810\uc758 \uc0ac\ud68c\ubcf4\ud5d8 \uc2e4\ubb34\ub97c \uc548\uc815\uc2dc\ud0a4\ub294 \uc9c0\ub984\uae38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubca0\ud2b8\ub0a8 \uac70\uc810\uc758 \uc0ac\ud68c\ubcf4\ud5d8\u30fb\uae09\uc5ec \uacc4\uc0b0\uc744 \ud45c\uc900\ud654\ud558\uace0 \uc2f6\uc740 \uae30\uc5c5\uaed8<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">EST\ub294 \ubca0\ud2b8\ub0a8 \uac70\uc810\uc744 \uc704\ud574 \uc124\uacc4\ub41c <span class=\"swl-marker mark_orange\"><strong>\uc778\uc0ac \ub178\ubb34\u30fb\uadfc\ud0dc\u30fb\uae09\uc5ec \uad00\ub9ac \uc2dc\uc2a4\ud15c<\/strong><\/span>\uc785\ub2c8\ub2e4.<br>\uc0ac\ud68c\ubcf4\ud5d8 \ub300\uc0c1 \uc218\ub2f9\uc758 \ub9c8\uc2a4\ud130 \uad00\ub9ac\ub098 \uc790\ub3d9 \uacc4\uc0b0 \ub85c\uc9c1 \uc124\uc815\uc744 \ud1b5\ud574, \uc18d\uc778\ud654\ub418\uae30 \uc26c\uc6b4 \uc5c5\ubb34\uc758 \ud45c\uc900\ud654\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\uc0ac\ud68c\ubcf4\ud5d8 \ub300\uc0c1 \uae09\uc5ec\uc758 \uaddc\uc815\uc744 \uc2dc\uc2a4\ud15c\uc5d0 \ubc18\uc601<\/li>\n\n\n\n<li>\uadfc\ud0dc\u30fb\uae09\uc5ec\u30fb\uac01\uc885 \uc218\ub2f9\uc758 \uc77c\uc6d0 \uad00\ub9ac<\/li>\n\n\n\n<li>\uc81c\ub3c4 \uac1c\uc815 \ub300\uc751\uc774\ub098 \uc124\uc815 \ubcc0\uacbd\ub3c4 \ud654\uba74\uc0c1\uc5d0\uc11c \uc720\uc5f0\ud558\uac8c \ubc18\uc601<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\ubca0\ud2b8\ub0a8 \uac70\uc810\uc758 \uae09\uc5ec \uacc4\uc0b0\uc774\ub098 \uc778\uc0ac \ub178\ubb34\uc5d0 \uacfc\uc81c\ub97c \uac00\uc9c0\uace0 \uacc4\uc2e0 \uacbd\uc6b0\uc5d0\ub294 \uaf2d \ud55c\ubc88 \uc0c1\ub2f4\ud574 \uc8fc\uc138\uc694.<\/p>\n\n\n<div class=\"p-blogParts post_content\" data-partsID=\"1568\">\n<div class=\"swell-block-fullWide pc-py-60 sp-py-40 has-bg-img alignfull lazyload\" style=\"background-color:rgba(247, 247, 247, 0.41)\" data-bg=\"http:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/DSC_1122.jpg\"><div class=\"swell-block-fullWide__inner l-article\">\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"600\" height=\"400\" src=\"http:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta2.png\" alt=\"\" class=\"wp-image-504\" srcset=\"https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta2.png 600w, https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta2-300x200.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-button blue_ is-style-btn_normal\"><a href=\"https:\/\/est.haro-inc.com\/ko\/download\/\" class=\"swell-block-button__link\"><span>\uc790\ub8cc \ub2e4\uc6b4\ub85c\ub4dc\ud558\uae30<\/span><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"600\" height=\"400\" src=\"http:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta1.png\" alt=\"\" class=\"wp-image-505\" srcset=\"https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta1.png 600w, https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta1-300x200.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-button green_ is-style-btn_normal\"><a href=\"https:\/\/est.haro-inc.com\/ko\/contact\/\" class=\"swell-block-button__link\"><span>\ubb38\uc758\ud558\uae30<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\ubca0\ud2b8\ub0a8\uc5d0\uc11c\ub294 \uc0ac\ud68c\ubcf4\ud5d8\uff08BHXH\uff09, \uc758\ub8cc\ubcf4\ud5d8\uff08BHYT\uff09, \uc2e4\uc5c5\ubcf4\ud5d8\uff08BHTN\uff09\uc758 3\uac00\uc9c0 \ubcf4\ud5d8 \uc81c\ub3c4\uac00 \uc815\ube44\ub418\uc5b4 \uc788\uc73c\uba70, \uae30\uc5c5\uacfc \uc9c1\uc6d0 \uc591\uce21\uc5d0 \uac00\uc785 \uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4.\uc77c\ubcf8\uacc4 \uae30\uc5c5\uc5d0\uac8c\ub294 \u300c\ub204\uac00 \uac00\uc785 \ub300\uc0c1\uc774 \ub418\ub294\uac00\u300d \u300c\uc5b4\ub290 \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uacc4\uc0b0\ud558\ub294\uac00\u300d\uac00 \uc774\ud574\ud558\uae30 \uc5b4\ub824\uc6cc \uc2e4\ubb34\uc0c1\uc758 \uace0\ubbfc\uac70\ub9ac\uac00 \ub418\uae30 \uc27d\uc2b5\ub2c8\ub2e4.\ubcf8 \uae30\uc0ac\uc5d0\uc11c\ub294 \ubca0\ud2b8\ub0a8\uc758 \uc0ac\ud68c\ubcf4\ud5d8\uc5d0 \ub300\ud574 \uac00\uc785 \uae30\uc900\uacfc \uacc4\uc0b0 \ubc29\ubc95\uc744 \uc911\uc2ec\uc73c\ub85c \uc815\ub9ac\ud558\uace0, \uc77c\ubcf8 \uae30\uc5c5\uc774 \uc54c\uc544\ub450\uc5b4\uc57c \ud560 \ud3ec\uc778\ud2b8\ub97c \uc815\ub9ac\ud569\ub2c8\ub2e4. 1. \ubca0\ud2b8\ub0a8 \uc0ac\ud68c\ubcf4\ud5d8\uc758 \uac00\uc785 \ub300\uc0c1 \uba3c\uc800 \u300c\ub204\uac00 \uc0ac\ud68c\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":956,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"swell_btn_cv_data":"","_locale":"ko_KR","_original_post":"https:\/\/est.haro-inc.com\/?p=952","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[42],"tags":[],"class_list":["post-1571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social-insurance-ko","ko-KR"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/12\/column2.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/posts\/1571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/comments?post=1571"}],"version-history":[{"count":1,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/posts\/1571\/revisions"}],"predecessor-version":[{"id":1572,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/posts\/1571\/revisions\/1572"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/media\/956"}],"wp:attachment":[{"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/media?parent=1571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/categories?post=1571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/tags?post=1571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}