{"id":972,"date":"2025-04-05T12:04:00","date_gmt":"2025-04-05T03:04:00","guid":{"rendered":"https:\/\/est.haro-inc.com\/?p=972"},"modified":"2026-04-07T11:01:16","modified_gmt":"2026-04-07T02:01:16","slug":"vietnam-insurance","status":"publish","type":"post","link":"https:\/\/est.haro-inc.com\/vi\/social-insurance-vn\/vietnam-insurance\/","title":{"rendered":"Ti\u00eau ch\u00ed tham gia v\u00e0 c\u00e1ch t\u00ednh b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"\n<p>T\u1ea1i Vi\u1ec7t Nam, c\u00f3 3 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c g\u1ed3m b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH), b\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) v\u00e0 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p (BHTN), v\u1edbi ngh\u0129a v\u1ee5 tham gia thu\u1ed9c v\u1ec1 c\u1ea3 doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng.<br>\u0110\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p Nh\u1eadt B\u1ea3n, vi\u1ec7c hi\u1ec3u r\u00f5 <span class=\"swl-marker mark_orange\"><strong>ai l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ea3i tham gia<\/strong><\/span>, <span class=\"swl-marker mark_orange\"><strong>m\u1ee9c l\u01b0\u01a1ng n\u00e0o l\u00e0m c\u0103n c\u1ee9 t\u00ednh<\/strong><\/span> th\u01b0\u1eddng kh\u00f4ng \u0111\u01a1n gi\u1ea3n v\u00e0 d\u1ec5 tr\u1edf th\u00e0nh v\u1ea5n \u0111\u1ec1 trong th\u1ef1c t\u1ebf v\u1eadn h\u00e0nh.<br>B\u00e0i vi\u1ebft n\u00e0y s\u1ebd t\u1ed5ng h\u1ee3p, h\u1ec7 th\u1ed1ng l\u1ea1i <span class=\"swl-inline-color has-swl-deep-01-color\"><strong>ti\u00eau ch\u00ed tham gia<\/strong> v\u00e0 <strong>c\u00e1ch t\u00ednh<\/strong><\/span> b\u1ea3o hi\u1ec3m t\u1ea1i Vi\u1ec7t Nam, \u0111\u1ed3ng th\u1eddi gi\u1edbi thi\u1ec7u nh\u1eefng \u0111i\u1ec3m quan tr\u1ecdng m\u00e0 doanh nghi\u1ec7p Nh\u1eadt B\u1ea3n c\u1ea7n l\u01b0u \u00fd.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. \u0110\u1ed1i t\u01b0\u1ee3ng ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1ea1i Vi\u1ec7t Nam<\/h2>\n\n\n\n<p>Tr\u01b0\u1edbc ti\u00ean, ch\u00fang ta c\u00f9ng x\u00e1c nh\u1eadn \u201cai l\u00e0 ng\u01b0\u1eddi b\u1eaft bu\u1ed9c ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i\u201d. V\u1ec1 nguy\u00ean t\u1eafc, \u0111\u1ed1i t\u01b0\u1ee3ng l\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng k\u00fd h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u1edbi doanh nghi\u1ec7p t\u1ea1i Vi\u1ec7t Nam trong m\u1ed9t kho\u1ea3ng th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh tr\u1edf l\u00ean.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1-1. \u0110\u1ed1i t\u01b0\u1ee3ng tham gia c\u01a1 b\u1ea3n<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>Ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng t\u1eeb 1 n\u0103m tr\u1edf l\u00ean<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng t\u1eeb 3 th\u00e1ng tr\u1edf l\u00ean (bao g\u1ed3m h\u1ee3p \u0111\u1ed3ng ng\u1eafn h\u1ea1n)<\/li>\n\n\n\n<li>Nh\u00e2n vi\u00ean ng\u01b0\u1eddi Vi\u1ec7t l\u00e0m vi\u1ec7c to\u00e0n th\u1eddi gian<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u01b0\u1edbc ngo\u00e0i (bao g\u1ed3m c\u1ea3 nh\u00e2n vi\u00ean ph\u00e1i c\u1eed\/\u99d0\u5728\u54e1) \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n theo quy \u0111\u1ecbnh<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><strong><span class=\"swl-fz u-fz-l\">\u0110i\u1ec3m l\u01b0u \u00fd:<\/span><\/strong><br>V\u1ec1 nguy\u00ean t\u1eafc, ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 <span class=\"swl-marker mark_orange\"><strong>h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng t\u1eeb 3 th\u00e1ng tr\u1edf l\u00ean<\/strong><\/span> s\u1ebd thu\u1ed9c di\u1ec7n tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i b\u1eaft bu\u1ed9c. Ngay c\u1ea3 tr\u01b0\u1eddng h\u1ee3p l\u00e0m b\u00e1n th\u1eddi gian hay h\u1ee3p \u0111\u1ed3ng ng\u1eafn h\u1ea1n, t\u00f9y theo n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng m\u00e0 v\u1eabn c\u00f3 th\u1ec3 thu\u1ed9c di\u1ec7n tham gia, v\u00ec v\u1eady c\u1ea7n ki\u1ec3m tra k\u1ef9 n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Ngh\u0129a v\u1ee5 tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i (nh\u00e2n vi\u00ean\u99d0\u5728\u54e1)<\/h2>\n\n\n\n<p>Theo Ngh\u1ecb \u0111\u1ecbnh 143\/2018, ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u01b0\u1edbc ngo\u00e0i \u0111\u00e1p \u1ee9ng m\u1ed9t s\u1ed1 \u0111i\u1ec1u ki\u1ec7n nh\u1ea5t \u0111\u1ecbnh c\u0169ng thu\u1ed9c di\u1ec7n tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i Vi\u1ec7t Nam. Tuy nhi\u00ean, \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi Nh\u1eadt l\u00e0 nh\u00e2n vi\u00ean\u99d0\u5728\u54e1 v\u1eabn t\u1ed3n t\u1ea1i m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7, v\u00e0 n\u1ebfu \u0111\u00e1nh gi\u00e1 sai c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn r\u1ee7i ro.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2-1. C\u00e1c tr\u01b0\u1eddng h\u1ee3p ch\u00ednh ph\u1ea3i tham gia<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_caution\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>C\u00f3 gi\u1ea5y ph\u00e9p lao \u0111\u1ed9ng (Work Permit) c\u00f2n hi\u1ec7u l\u1ef1c<\/li>\n\n\n\n<li>K\u00fd h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng tr\u1ef1c ti\u1ebfp v\u1edbi ph\u00e1p nh\u00e2n\/doanh nghi\u1ec7p t\u1ea1i Vi\u1ec7t Nam<\/li>\n\n\n\n<li>Ph\u00e1t sinh chi tr\u1ea3 ti\u1ec1n l\u01b0\u01a1ng t\u1eeb ph\u00eda c\u00f4ng ty t\u1ea1i Vi\u1ec7t Nam<\/li>\n\n\n\n<li>Th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c k\u00fd v\u1edbi gi\u1ea3 \u0111\u1ecbnh l\u00e0m vi\u1ec7c li\u00ean t\u1ee5c (v\u00ed d\u1ee5: t\u1eeb 1 n\u0103m tr\u1edf l\u00ean)<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">2-2. V\u00ed d\u1ee5 ti\u00eau bi\u1ec3u kh\u00f4ng thu\u1ed9c di\u1ec7n ph\u1ea3i tham gia<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>\u0110ang tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1ea1i Nh\u1eadt B\u1ea3n v\u00e0 c\u00f3 gi\u1ea5y t\u1edd ch\u1ee9ng minh (v\u00ed d\u1ee5: m\u1eabu A1,\u2026)<\/li>\n\n\n\n<li>Ch\u1ec9 k\u00fd h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u1edbi tr\u1ee5 s\u1edf ch\u00ednh t\u1ea1i Nh\u1eadt, kh\u00f4ng k\u00fd tr\u1ef1c ti\u1ebfp v\u1edbi ph\u00e1p nh\u00e2n t\u1ea1i Vi\u1ec7t Nam<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c ph\u00e1i c\u1eed sang theo d\u1ef1 \u00e1n ng\u1eafn h\u1ea1n, th\u1eddi h\u1ea1n gi\u1ea5y ph\u00e9p lao \u0111\u1ed9ng ng\u1eafn, kh\u00f4ng gi\u1ea3 \u0111\u1ecbnh l\u00e0m vi\u1ec7c l\u00e2u d\u00e0i<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><strong><span class=\"swl-fz u-fz-l\"><span class=\"swl-inline-color has-swl-deep-01-color\">L\u01b0u \u00fd:<\/span><\/span><\/strong><br>Vi\u1ec7c x\u1eed l\u00fd \u0111\u1ed1i t\u01b0\u1ee3ng l\u00e0 nh\u00e2n vi\u00ean\u99d0\u5728\u54e1 ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o h\u00ecnh th\u1ee9c h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u00e0 vi\u1ec7c tr\u00e1nh \u0111\u00f3ng b\u1ea3o hi\u1ec3m tr\u00f9ng \u1edf hai n\u01b0\u1edbc. Do \u0111\u00f3, c\u1ea7n trao \u0111\u1ed5i, th\u1ed1ng nh\u1ea5t tr\u01b0\u1edbc v\u1edbi \u0111\u01a1n v\u1ecb k\u1ebf to\u00e1n\/thu\u1ebf t\u1ea1i \u0111\u1ecba ph\u01b0\u01a1ng ho\u1eb7c chuy\u00ean gia t\u01b0 v\u1ea5n \u0111\u1ec3 x\u00e2y d\u1ef1ng ch\u00ednh s\u00e1ch ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. C\u1ea5u tr\u00fac c\u1ee7a b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i, b\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p<\/h2>\n\n\n\n<p>H\u1ec7 th\u1ed1ng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c t\u1ea1i Vi\u1ec7t Nam \u0111\u01b0\u1ee3c c\u1ea5u th\u00e0nh t\u1eeb 3 lo\u1ea1i ch\u00ednh sau \u0111\u00e2y:<\/p>\n\n\n\n<div class=\"est-article__table-wrapper\">\n        <table class=\"est-article__table\">\n          <thead>\n            <tr>\n              <th>Ph\u00e2n lo\u1ea1i<\/th>\n              <th>Vi\u1ebft t\u1eaft<\/th>\n              <th>M\u1ee5c \u0111\u00edch ch\u00ednh<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <td>B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/td>\n              <td>BHXH<\/td>\n              <td>Chi tr\u1ea3 cho c\u00e1c ch\u1ebf \u0111\u1ed9 h\u01b0u tr\u00ed, \u1ed1m \u0111au, thai s\u1ea3n, tai n\u1ea1n lao \u0111\u1ed9ng, t\u1eed tu\u1ea5t\u2026<\/td>\n            <\/tr>\n            <tr>\n              <td>B\u1ea3o hi\u1ec3m y t\u1ebf<\/td>\n              <td>BHYT<\/td>\n              <td>Gi\u1ea3m g\u00e1nh n\u1eb7ng chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh<\/td>\n            <\/tr>\n            <tr>\n              <td>B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p<\/td>\n              <td>BHTN<\/td>\n              <td>H\u1ed7 tr\u1ee3 tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p v\u00e0 \u0111\u00e0o t\u1ea1o ngh\u1ec1<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi c\u1ea3 3 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y, ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 doanh nghi\u1ec7p s\u1ebd \u0111\u00f3ng v\u1edbi c\u00e1c t\u1ef7 l\u1ec7 nh\u1ea5t \u0111\u1ecbnh \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong lu\u1eadt.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. T\u1ef7 l\u1ec7 \u0111\u00f3ng b\u1ea3o hi\u1ec3m v\u00e0 m\u1ee9c l\u01b0\u01a1ng l\u00e0m c\u0103n c\u1ee9<\/h2>\n\n\n\n<p>Vi\u1ec7c t\u00ednh s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n d\u1ef1a tr\u00ean <span class=\"swl-marker mark_orange\"><strong>\u201cm\u1ee9c l\u01b0\u01a1ng l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng b\u1ea3o hi\u1ec3m (Insurance Salary)\u201d<\/strong><\/span>. S\u1ed1 ti\u1ec1n n\u00e0y \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh d\u1ef1a tr\u00ean c\u00e1c kho\u1ea3n l\u01b0\u01a1ng v\u00e0 ph\u1ee5 c\u1ea5p thu\u1ed9c di\u1ec7n t\u00ednh b\u1ea3o hi\u1ec3m, sau \u0111\u00f3 nh\u00e2n v\u1edbi t\u1ef7 l\u1ec7 theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4-1. T\u1ef7 l\u1ec7 \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 doanh nghi\u1ec7p (v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh)<\/h3>\n\n\n\n<div class=\"est-article__table-wrapper\">\n        <table class=\"est-article__table\">\n          <thead>\n            <tr>\n              <th>Ph\u00e2n lo\u1ea1i<\/th>\n              <th>Ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00f3ng<\/th>\n              <th>Doanh nghi\u1ec7p \u0111\u00f3ng<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <td>B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH)<\/td>\n              <td>8%<\/td>\n              <td>17,5%<\/td>\n            <\/tr>\n            <tr>\n              <td>B\u1ea3o hi\u1ec3m y t\u1ebf (BHYT)<\/td>\n              <td>1,5%<\/td>\n              <td>3%<\/td>\n            <\/tr>\n            <tr>\n              <td>B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p (BHTN)<\/td>\n              <td>1%<\/td>\n              <td>1%<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n\n\n\n<h3 class=\"wp-block-heading\">4-2. C\u00e1c kho\u1ea3n ph\u1ee5 c\u1ea5p thu\u1ed9c\/kh\u00f4ng thu\u1ed9c di\u1ec7n t\u00ednh b\u1ea3o hi\u1ec3m<\/h3>\n\n\n\n<p>Vi\u1ec7c m\u1ed9t kho\u1ea3n ph\u1ee5 c\u1ea5p c\u00f3 \u0111\u01b0a v\u00e0o m\u1ee9c l\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m hay kh\u00f4ng s\u1ebd \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh d\u1ef1a tr\u00ean quy ch\u1ebf l\u01b0\u01a1ng c\u1ee7a c\u00f4ng ty v\u00e0 c\u00e1ch hi\u1ec3u\/\u00e1p d\u1ee5ng lu\u1eadt. V\u00ed d\u1ee5 th\u01b0\u1eddng g\u1eb7p nh\u01b0 sau:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">C\u00e1c kho\u1ea3n th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o l\u01b0\u01a1ng \u0111\u00f3ng b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>L\u01b0\u01a1ng c\u01a1 b\u1ea3n<\/li>\n\n\n\n<li>Ph\u1ee5 c\u1ea5p ch\u1ee9c v\u1ee5, ph\u1ee5 c\u1ea5p tr\u00e1ch nhi\u1ec7m<\/li>\n\n\n\n<li>Ph\u1ee5 c\u1ea5p ch\u1ee9c danh\/ qu\u1ea3n l\u00fd<\/li>\n\n\n\n<li>Ph\u1ee5 c\u1ea5p tay ngh\u1ec1, ph\u1ee5 c\u1ea5p th\u00e2m ni\u00ean, ph\u1ee5 c\u1ea5p l\u00e0m vi\u1ec7c\u2026<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">C\u00e1c kho\u1ea3n th\u01b0\u1eddng kh\u00f4ng t\u00ednh v\u00e0o l\u01b0\u01a1ng \u0111\u00f3ng b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_caution\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>Ph\u1ee5 c\u1ea5p \u0103n tr\u01b0a\/\u0103n ca<\/li>\n\n\n\n<li>Ph\u1ee5 c\u1ea5p \u0111i l\u1ea1i\/ x\u0103ng xe<\/li>\n\n\n\n<li>Ph\u1ee5 c\u1ea5p nh\u00e0 \u1edf<\/li>\n\n\n\n<li>Ph\u1ee5 c\u1ea5p \u0111i\u1ec7n tho\u1ea1i\/li\u00ean l\u1ea1c<\/li>\n\n\n\n<li>Ti\u1ec1n th\u01b0\u1edfng (th\u01b0\u1edfng m\u1ed9t l\u1ea7n, th\u01b0\u1edfng hi\u1ec7u su\u1ea5t\u2026)<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><strong><span class=\"swl-fz u-fz-l\"><span class=\"swl-inline-color has-swl-deep-01-color\">L\u01b0u \u00fd:<\/span><\/span><\/strong><br>N\u1ebfu v\u1eadn h\u00e0nh m\u00e0 kh\u00f4ng quy \u0111\u1ecbnh r\u00f5 ph\u1ee5 c\u1ea5p n\u00e0o t\u00ednh\/kh\u00f4ng t\u00ednh b\u1ea3o hi\u1ec3m, r\u1ea5t d\u1ec5 ph\u00e1t sinh t\u00ecnh tr\u1ea1ng \u201c\u0111\u00f3ng th\u1eeba\u201d ho\u1eb7c \u201c\u0111\u00f3ng thi\u1ebfu\u201d b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ec9 ph\u00e1t hi\u1ec7n ra sau nhi\u1ec1u th\u00e1ng. Do \u0111\u00f3, vi\u1ec7c quy \u0111\u1ecbnh r\u00f5 trong n\u1ed9i quy ti\u1ec1n l\u01b0\u01a1ng v\u00e0 th\u1ed1ng nh\u1ea5t c\u00e1ch hi\u1ec3u v\u1edbi \u0111\u01a1n v\u1ecb k\u1ebf to\u00e1n\/thu\u1ebf l\u00e0 r\u1ea5t quan tr\u1ecdng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. C\u00e1ch t\u00ednh ti\u1ec1n \u0111\u00f3ng b\u1ea3o hi\u1ec3m<\/h2>\n\n\n\n<p>Ti\u1ebfp theo, ch\u00fang ta c\u00f9ng xem c\u00e1c c\u00f4ng th\u1ee9c t\u00ednh c\u1ee5 th\u1ec3. Tr\u01b0\u1edbc h\u1ebft l\u00e0 ph\u1ea7n ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00f3ng v\u00e0 ph\u1ea7n doanh nghi\u1ec7p \u0111\u00f3ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5-1. C\u00f4ng th\u1ee9c t\u00ednh ph\u1ea7n ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00f3ng<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-bg_grid has-border -border02\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<pre class=\"wp-block-preformatted\">B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) \uff1d L\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m \u00d7 8%\nB\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) \uff1d L\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m \u00d7 1.5%\nB\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p (BHTN) \uff1d L\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m \u00d7 1%<\/pre>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">5-2. C\u00f4ng th\u1ee9c t\u00ednh ph\u1ea7n doanh nghi\u1ec7p \u0111\u00f3ng<\/h3>\n\n\n\n<div class=\"wp-block-group has-border -border02 is-style-bg_grid\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<pre class=\"wp-block-preformatted\">B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) \uff1d L\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m \u00d7 17.5%\nB\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) \uff1d L\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m \u00d7 3%\nB\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p (BHTN) \uff1d L\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m \u00d7 1%<\/pre>\n<\/div><\/div>\n\n\n\n<p>Trong th\u1ef1c t\u1ebf, c\u00e1c c\u00f4ng th\u1ee9c tr\u00ean th\u01b0\u1eddng \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp s\u1eb5n trong h\u1ec7 th\u1ed1ng t\u00ednh l\u01b0\u01a1ng ho\u1eb7c file Excel, v\u00e0 k\u1ebft qu\u1ea3 s\u1ebd \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh v\u00e0o b\u1ea3ng l\u01b0\u01a1ng h\u00e0ng th\u00e1ng c\u0169ng nh\u01b0 c\u00e1c t\u1edd khai, b\u00e1o c\u00e1o n\u1ed9p cho c\u01a1 quan b\u1ea3o hi\u1ec3m\/thu\u1ebf.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. V\u00ed d\u1ee5 t\u00ednh to\u00e1n: Tr\u01b0\u1eddng h\u1ee3p l\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m l\u00e0 10.000.000 VND<\/h2>\n\n\n\n<p>Gi\u1ea3 s\u1eed m\u1ed9t nh\u00e2n vi\u00ean c\u00f3 m\u1ee9c l\u01b0\u01a1ng l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng b\u1ea3o hi\u1ec3m l\u00e0 10.000.000 VND, ch\u00fang ta th\u1eed t\u00ednh ph\u1ea7n ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 doanh nghi\u1ec7p ph\u1ea3i \u0111\u00f3ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6-1. Ph\u1ea7n ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00f3ng<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) 8%: <strong>800.000 VND<\/strong><\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) 1,5%: <strong>150.000 VND<\/strong><\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p (BHTN) 1%: <strong>100.000 VND<\/strong><\/li>\n<\/ul>\n\n\n\n<p><span class=\"swl-marker mark_orange\"><strong>T\u1ed5ng ph\u1ea7n ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00f3ng: 1.050.000 VND<\/strong><\/span><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">6-2. Ph\u1ea7n doanh nghi\u1ec7p \u0111\u00f3ng<\/h3>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) 17,5%: <strong>1.750.000 VND<\/strong><\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) 3%: <strong>300.000 VND<\/strong><\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p (BHTN) 1%: <strong>100.000 VND<\/strong><\/li>\n<\/ul>\n\n\n\n<p><span class=\"swl-marker mark_orange\"><strong>T\u1ed5ng ph\u1ea7n doanh nghi\u1ec7p \u0111\u00f3ng: 2.150.000 VND<\/strong><\/span><\/p>\n<\/div><\/div>\n\n\n\n<p>Nh\u01b0 v\u00ed d\u1ee5 tr\u00ean, d\u00f9 c\u00f9ng m\u1ed9t m\u1ee9c l\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m, s\u1ed1 ti\u1ec1n m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 doanh nghi\u1ec7p ph\u1ea3i \u0111\u00f3ng ch\u00eanh l\u1ec7ch kh\u00e1 l\u1edbn. Khi x\u00e2y d\u1ef1ng thang b\u1ea3ng l\u01b0\u01a1ng ho\u1eb7c m\u00f4 ph\u1ecfng chi ph\u00ed nh\u00e2n s\u1ef1, vi\u1ec7c n\u1eafm \u0111\u01b0\u1ee3c t\u1ed5ng chi ph\u00ed bao g\u1ed3m c\u1ea3 b\u1ea3o hi\u1ec3m l\u00e0 r\u1ea5t quan tr\u1ecdng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">7. Nh\u1eefng r\u1ee7i ro th\u01b0\u1eddng g\u1eb7p do thi\u1ebfu s\u00f3t trong tham gia v\u00e0 t\u00ednh b\u1ea3o hi\u1ec3m<\/h2>\n\n\n\n<p>N\u1ebfu \u0111\u00e1nh gi\u00e1 sai \u0111\u1ed1i t\u01b0\u1ee3ng tham gia ho\u1eb7c thi\u1ebft l\u1eadp sai m\u1ee9c l\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m, c\u00f3 th\u1ec3 ph\u00e1t sinh c\u00e1c r\u1eafc r\u1ed1i sau:<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_caution\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>B\u1ecb ph\u00e1t hi\u1ec7n ch\u01b0a tham gia \u0111\u00fang\/\u0111\u1ee7, ph\u1ea3i truy n\u1ed9p b\u1ea3o hi\u1ec3m cho nhi\u1ec1u th\u00e1ng ho\u1eb7c nhi\u1ec1u n\u0103m<\/li>\n\n\n\n<li>\u0110\u00e3 t\u00ednh nh\u1ea7m c\u1ea3 nh\u1eefng kho\u1ea3n l\u1ebd ra kh\u00f4ng thu\u1ed9c di\u1ec7n \u0111\u00f3ng b\u1ea3o hi\u1ec3m, d\u1eabn \u0111\u1ebfn y\u00eau c\u1ea7u ho\u00e0n tr\u1ea3 t\u1eeb ph\u00eda ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/li>\n\n\n\n<li>X\u1eed l\u00fd sai tr\u01b0\u1eddng h\u1ee3p nh\u00e2n vi\u00ean\u99d0\u5728\u54e1, b\u1ecb c\u01a1 quan thu\u1ebf\/ki\u1ec3m tra ch\u1ec9 ra sai ph\u1ea1m<\/li>\n\n\n\n<li>Sau khi s\u1eeda \u0111\u1ed5i quy ch\u1ebf l\u01b0\u01a1ng nh\u01b0ng qu\u00ean \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i thi\u1ebft l\u1eadp \u0111\u00f3ng b\u1ea3o hi\u1ec3m, khi\u1ebfn logic t\u00ednh to\u00e1n kh\u00f4ng c\u00f2n ph\u00f9 h\u1ee3p v\u1edbi th\u1ef1c t\u1ebf<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p><strong><span class=\"swl-fz u-fz-l\">\u0110i\u1ec3m l\u01b0u \u00fd:<\/span><\/strong><br>B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i l\u00e0 l\u0129nh v\u1ef1c <strong><span class=\"swl-inline-color has-swl-deep-01-color\">\u201ckh\u00f4ng th\u1ec3 ch\u1ec9 thi\u1ebft l\u1eadp m\u1ed9t l\u1ea7n r\u1ed3i \u0111\u1ec3 \u0111\u00f3\u201d, m\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c r\u00e0 so\u00e1t \u0111\u1ecbnh k\u1ef3<\/span><\/strong> theo c\u00e1c thay \u0111\u1ed5i v\u1ec1 lu\u1eadt v\u00e0 quy ch\u1ebf l\u01b0\u01a1ng. N\u1ebfu to\u00e0n b\u1ed9 ki\u1ebfn th\u1ee9c v\u00e0 thi\u1ebft l\u1eadp ch\u1ec9 n\u1eb1m \u1edf m\u1ed9t c\u00e1 nh\u00e2n ph\u1ee5 tr\u00e1ch, r\u1ee7i ro s\u1ebd c\u00e0ng cao.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"index_id16\">8. K\u1ebft lu\u1eadn: Hi\u1ec3u \u0111\u00fang quy \u0111\u1ecbnh v\u00e0 chu\u1ea9n h\u00f3a v\u1eadn h\u00e0nh l\u00e0 ch\u00eca kh\u00f3a<\/h2>\n\n\n\n<p>Ti\u00eau ch\u00ed tham gia v\u00e0 c\u00e1ch t\u00ednh b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1ea1i Vi\u1ec7t Nam kh\u00e1c kh\u00e1 nhi\u1ec1u so v\u1edbi Nh\u1eadt B\u1ea3n v\u00e0 c\u00f3 nhi\u1ec1u quy \u0111\u1ecbnh mang t\u00ednh \u201c\u0111\u1eb7c th\u00f9 \u0111\u1ecba ph\u01b0\u01a1ng\u201d, n\u00ean ng\u01b0\u1eddi m\u1edbi ph\u1ee5 tr\u00e1ch d\u1ec5 c\u1ea3m th\u1ea5y kh\u00f3 hi\u1ec3u.<br>Tuy nhi\u00ean, n\u1ebfu h\u1ec7 th\u1ed1ng l\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u00ednh th\u00ec c\u00f3 th\u1ec3 t\u00f3m t\u1eaft nh\u01b0 sau:<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_point\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>X\u00e1c \u0111\u1ecbnh \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ea3i tham gia d\u1ef1a tr\u00ean \u201cth\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng\u201d v\u00e0 \u201ch\u00ecnh th\u1ee9c lao \u0111\u1ed9ng\u201d<\/li>\n\n\n\n<li>Quy \u0111\u1ecbnh r\u00f5 trong n\u1ed9i quy ti\u1ec1n l\u01b0\u01a1ng c\u00e1c kho\u1ea3n ph\u1ee5 c\u1ea5p t\u00ednh\/kh\u00f4ng t\u00ednh b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>Chu\u1ea9n h\u00f3a t\u1ef7 l\u1ec7 \u0111\u00f3ng v\u00e0 logic t\u00ednh cho c\u1ea3 ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 doanh nghi\u1ec7p<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t nh\u01b0 nh\u00e2n vi\u00ean\u99d0\u5728\u54e1, c\u1ea7n x\u00e2y d\u1ef1ng ch\u00ednh s\u00e1ch sau khi tham kh\u1ea3o \u00fd ki\u1ebfn chuy\u00ean gia<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Song song v\u1edbi vi\u1ec7c hi\u1ec3u r\u00f5 quy \u0111\u1ecbnh, vi\u1ec7c x\u00e2y d\u1ef1ng <span class=\"swl-marker mark_orange\"><strong>\u201cc\u01a1 ch\u1ebf \u0111\u1ec3 b\u1ea5t k\u1ef3 ai c\u0169ng c\u00f3 th\u1ec3 t\u00ednh to\u00e1n gi\u1ed1ng nhau\u201d<\/strong><\/span> c\u0169ng r\u1ea5t quan tr\u1ecdng, nh\u1eb1m gi\u1ea3m ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1 nh\u00e2n v\u00e0 \u1ed5n \u0111\u1ecbnh nghi\u1ec7p v\u1ee5 b\u1ea3o hi\u1ec3m t\u1ea1i chi nh\u00e1nh Vi\u1ec7t Nam.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">D\u00e0nh cho c\u00e1c doanh nghi\u1ec7p mu\u1ed1n chu\u1ea9n h\u00f3a b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i v\u00e0 t\u00ednh l\u01b0\u01a1ng t\u1ea1i chi nh\u00e1nh Vi\u1ec7t Nam<\/h2>\n\n\n\n<p>EST l\u00e0 <span class=\"swl-marker mark_orange\"><strong>h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd nh\u00e2n s\u1ef1 \u2013 ch\u1ea5m c\u00f4ng \u2013 ti\u1ec1n l\u01b0\u01a1ng<\/strong><\/span> \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf chuy\u00ean bi\u1ec7t cho c\u00e1c chi nh\u00e1nh t\u1ea1i Vi\u1ec7t Nam.<br>Th\u00f4ng qua ch\u1ee9c n\u0103ng qu\u1ea3n l\u00fd master c\u00e1c kho\u1ea3n t\u00ednh b\u1ea3o hi\u1ec3m v\u00e0 thi\u1ebft l\u1eadp logic t\u00ednh t\u1ef1 \u0111\u1ed9ng, EST h\u1ed7 tr\u1ee3 chu\u1ea9n h\u00f3a nghi\u1ec7p v\u1ee5 v\u1ed1n d\u1ec5 b\u1ecb ph\u1ee5 thu\u1ed9c v\u00e0o t\u1eebng c\u00e1 nh\u00e2n ph\u1ee5 tr\u00e1ch.<\/p>\n\n\n\n<div class=\"wp-block-group is-style-big_icon_good\"><div class=\"wp-block-group__inner-container\">\n<ul class=\"wp-block-list\">\n<li>Ph\u1ea3n \u00e1nh \u0111\u1ea7y \u0111\u1ee7 quy t\u1eafc x\u00e1c \u0111\u1ecbnh l\u01b0\u01a1ng t\u00ednh b\u1ea3o hi\u1ec3m v\u00e0o h\u1ec7 th\u1ed1ng<\/li>\n\n\n\n<li>Qu\u1ea3n l\u00fd t\u1eadp trung d\u1eef li\u1ec7u ch\u1ea5m c\u00f4ng, ti\u1ec1n l\u01b0\u01a1ng v\u00e0 c\u00e1c kho\u1ea3n ph\u1ee5 c\u1ea5p<\/li>\n\n\n\n<li>C\u00f3 th\u1ec3 linh ho\u1ea1t \u0111i\u1ec1u ch\u1ec9nh tr\u00ean m\u00e0n h\u00ecnh khi c\u00f3 thay \u0111\u1ed5i v\u1ec1 ch\u1ebf \u0111\u1ed9, quy \u0111\u1ecbnh<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>N\u1ebfu doanh nghi\u1ec7p c\u1ee7a b\u1ea1n \u0111ang g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c t\u00ednh l\u01b0\u01a1ng, qu\u1ea3n l\u00fd b\u1ea3o hi\u1ec3m v\u00e0 nh\u00e2n s\u1ef1 t\u1ea1i Vi\u1ec7t Nam, h\u00e3y li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n chi ti\u1ebft.<\/p>\n\n\n<div class=\"p-blogParts post_content\" data-partsID=\"976\">\n<div class=\"swell-block-fullWide pc-py-60 sp-py-40 has-bg-img alignfull lazyload\" style=\"background-color:rgba(247, 247, 247, 0.41)\" data-bg=\"http:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/DSC_1122.jpg\"><div class=\"swell-block-fullWide__inner l-article\">\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"600\" height=\"400\" src=\"http:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta2.png\" alt=\"\" class=\"wp-image-504\" srcset=\"https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta2.png 600w, https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta2-300x200.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-button blue_ is-style-btn_normal\"><a href=\"https:\/\/est.haro-inc.com\/vi\/download\/\" class=\"swell-block-button__link\"><span>T\u1ea3i t\u00e0i li\u1ec7u<\/span><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"600\" height=\"400\" src=\"http:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta1.png\" alt=\"\" class=\"wp-image-505\" srcset=\"https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta1.png 600w, https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/11\/cta1-300x200.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<div class=\"swell-block-button green_ is-style-btn_normal\"><a href=\"https:\/\/est.haro-inc.com\/vi\/contact\/\" class=\"swell-block-button__link\"><span>Li\u00ean h\u1ec7<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>T\u1ea1i Vi\u1ec7t Nam, c\u00f3 3 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c g\u1ed3m b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH), b\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) v\u00e0 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p (BHTN), v\u1edbi ngh\u0129a v\u1ee5 tham gia thu\u1ed9c v\u1ec1 c\u1ea3 doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng.\u0110\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p Nh\u1eadt B\u1ea3n, vi\u1ec7c hi\u1ec3u r\u00f5 ai l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ea3i [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":956,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"swell_btn_cv_data":"","_locale":"vi","_original_post":"https:\/\/est.haro-inc.com\/?p=952","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social-insurance-vn","vi"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/est.haro-inc.com\/wp-content\/uploads\/2025\/12\/column2.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/posts\/972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/comments?post=972"}],"version-history":[{"count":3,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/posts\/972\/revisions"}],"predecessor-version":[{"id":1090,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/posts\/972\/revisions\/1090"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/media\/956"}],"wp:attachment":[{"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/media?parent=972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/categories?post=972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/est.haro-inc.com\/wp-json\/wp\/v2\/tags?post=972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}